1. What is your age? (exact answer)
2. What gender are you? (exact answer)
3. Are you enrolled in college? (yes/no: If no, thanks for participating)
4. What class level are you? (multiple choice)
5. Have you used loans to pay for college? (yes/no)
6. If so, whose name were/are they in? (multiple choice)
7. If you answered yes to question #4, how much would you estimate that your college loan debt will total when you graduate? ($______)
8. What have you used your school loan refunds for in the past? (multiple choice)
repaying loans, housing, food, clothes, shopping, saving, dont’ receive refunds, electronics, computer, other
9. What lines of credit do you currently have open? (include credit cards, store accounts, car loans, Don Vito)(multiple choice, select all that apply)
10. How old were you when you opened your first line of credit? (exact)
11. How are/were you approached by creditors? (multiple choice)
email, telephone, mail, in store, you approached creditor
12. Not including college loans, how much would you estimate your debt totals ? ($_____)
13. What have you used your lines of credit for in the past? (multiple choice)
car, electronics, clothes, necessities, emergencies, food, furniture, other: ________________________
14. Are you currently employed? (yes/no: if no, skip to #16)
15. If yes, how many hours, on average, do you work each week?
Is your work seasonal or year round?
16. How much do you make yearly?(needs to be reconsidered)
5,000-10,000 10,000-15,000 15,000-20,000 20,000-25,000 25,000-30,000 30,000-35,000 more
17. Do you regret any decisions you have made regarding credit cards or loans?
18.What were those decisions?
19. Were you prepared to take on your own finances when you turned 18? (yes/no)
20. How knowledgeable do you feel now when it comes to understanding your credit?
21. Do you know what your credit score is?
22. When do you last check?
23. Do you know the current interest rates on any open accounts? (yes/no)
24. Do you save?(yes/no)
25. If so, do you save regularly or sporadically?
26. What do you think is the average monthly repayment for $35,000 in deferred school loans?